Terms of Use

Rules are everywhere and you will find some below too. While one could boldly declare that all rules should be binned, regrettably this is easier said than done, all grunts aside. Please do read and acquaint yourself with the terms below.

1. This website (‘Website’) is owned by the domain name owner (referred to as ‘Piggybank’).

2. Every person visiting, accessing, viewing, referring and sharing the Website (‘Visitors’) agrees to accept and will be bound by these terms and conditions (‘Terms’).

3. All materials, information, articles, posts, summaries, samples, artwork, illustrations, reviews, opinions and data published on the Website (referred to as ‘Articles’) either by Piggybank and its representatives (referred to as ‘Contributors’) or other persons (referred to as ‘Other Contributors’) are provided free of charge solely for personal and non-commercial use.

4. The copying, printing, photography, transmission, storage, archiving, distribution, sharing or reproduction of the Written Submission(s) in any form or through any media is prohibited expressly and not permitted.

5. The Articles are the legal property of Piggybank. Any and all rights, title, ownership, copyright, moral rights and all intellectual property rights, under law or otherwise anywhere in the world, in the Articles are hereby asserted and owned by Piggybank. No Visitors to the Website shall acquire any rights, under law or otherwise anywhere in the world, in or related to the Articles.

6. NO FINANCIAL ADVICE. PIGGYBANK AND THE WEBSITE DO NOT CLAIM TO OR OFFER FINANCIAL AND INVESTMENT ADVICE OF ANY NATURE WHATSOEVER. WE ARE NOT EXPERTS OR SPECIALISTS AND CANNOT BE HELD AS SUCH. THE ARTICLES ARE NOT FINANCIAL OR INVESTMENT ADVICE, OR ADVICE TO REFRAIN FROM OR MAKE INVESTMENTS, AND SHOULD NOT BE CONSTRUED AS SUCH. ALL VISITORS ARE SOLELY AND DIRECTLY RESPONSIBLE FOR PERFORMING THEIR OWN ASSESSMENT AND OBTAINING INDEPENDENT FINANCIAL ADVICE TO MEET THEIR NEEDS. PIGGYBANK, CONTRIBUTORS AND OTHER CONTRIBUTORS ARE NEITHER RESPONSIBLE NOR LIABLE FOR ANYTHING WHICH HAPPENS TO OR AFFECTS THE VISITORS IN RELATION TO OR ARISING FROM THE ARTICLES AND WEBSITE.

7. Trademarks and names. All marks, signs, colours, designs, formats and names including without limitation trademarks and trade names including without limitation the rights, title and interest therein (‘TM’) are owned by Piggybank and its licensors. All rights, title and interest in TM of a party other than Piggybank are owned solely by such party and Piggybank neither has nor acquires any rights in such TM ('3rd Party TM'). NO-ONE IS PERMITTED TO USE, REFER TO, COPY, DISPLAY OR PUBLICIZE THE TM AND 3rd PARTY TM.

8. Piggybank, its representatives or agents (referred together as ‘Website Parties’) hereby disclaim any responsibility and/or liability in any manner whatsoever arising from or related to the Website, including without limit as a result of accessing the Articles, its veracity or use. The Website Parties shall not be liable (a) for any direct, indirect, punitive, consequential or special losses or damages whatsoever; or (b) loss of profits, loss of revenue, loss of goodwill, loss of business and loss of savings or anticipated savings, each weather direct or indirect.

9. The Website may include links, references, information, data and materials of third parties or websites operated by third parties (‘3rd Party Links’). These 3rd Party Links are provide solely for convenience and information; the Visitors are not obliged to access and review the 3rd Party Links. Visitors accessing or reviewing the 3rd Party Links does so at their sole risk and liability. Piggybank neither endorses nor controls the 3rd Party Links and its contents, and is neither responsible nor liable for any 3rd Party Links and their content, availability and association with the Visitors.

10. These Terms are subject to change at any time, and all matters arising from or related to the Website are governed by the laws of India. The courts at Panjim, Goa India shall have exclusive jurisdiction over matters or disputes arising here from.